Financial Controller (m/f/d)

Permanent employee, Full-time · Berlin

Your mission

Ratepay is a dynamic and innovative fintech company dedicated to revolutionizing payment solutions in the online retail sector. We empower e-commerce businesses with flexible and secure payment options, allowing them to optimize their revenue streams. As a Financial Controller (m/f/d), you’ll be a key player in our Finance team, taking ownership of critical cost control and financial analysis tasks while driving operational efficiency and accuracy. You’ll also be the go-to expert for financial reporting and strategic insights, helping us shape informed business decisions and foster continuous improvement.

Key Responsibilities:

Conduct SG&A and IT cost controlling, ensuring accurate allocation and budgeting for operational efficiency.
Develop and implement cost center reporting, ensuring timely and accurate data for decision-making.
Perform in-depth analysis of balance sheet and cash flow statements to identify trends and support financial planning.
Monthly, quarterly and annual KPI reporting and dashboard updates.
Collaborate with various departments to ensure alignment on financial targets, budgets, and variance analysis.
Support process improvement initiatives within the controlling team to enhance efficiency and accuracy.

That's what you bring along

Strong Excel modeling skills, including experience with advanced formulas, pivot tables, and financial modeling.
Proficiency in understanding and analyzing balance sheets, cash flow, and P&L statements.
Knowledge of cost accounting principles and experience with cost allocation methodologies.
Experience with ERP systems and financial reporting software (e.g. SAP, Navision, or similar).
Excellent communication and collaboration skills in German and English to work effectively across departments.

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.
With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.

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About us

We dare to design the future of payments. Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established in 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label Buy Now Pay Later payments provider in Europe handling over 2.5M transactions per month and we’re constantly growing.

We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous, committed and decisive, warm-hearted and having a will to win.

We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us, you can integrate direct debit, instalments and prepayment. In other words: the favourite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech metropolis (Berlin) we are proud to work with major partners such as Eurowings, Ebay and About You and hundreds more.

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Your application

Thank you for considering a career at Ratepay GmbH. Please fill out the following form. In case you are experiencing problems with the document upload, mail your documents to jobs@ratepay.com.