Treasury Manager (w/m/d)

Permanent employee, Full-time · Berlin

Your Mission

Together with 220+ bright minds, you will work every day on customised solutions for large online retailers and marketplaces and design the payment solutions of tomorrow. The BNPL (buy now pay later) market has rapidly grown in importance. More than half of all payments in the e-commerce sector are processed with products offered by Ratepay. This has enabled us to grow rapidly in recent years and become one of the leading German fintechs.

Backed by top international private equity investors such as Hellman & Friedman, Advent International and Bain Capital, Ratepay is a fully owned subsidiary of Nexi Group, the largest payment service provider in Northern Europe.

As Treasury Manager (m/f/d) you will play a central role in the liquidity management and cashflow monitoring as part of Ratepay’s overall financing strategy.

Your Tasks Include:

Reporting

You prepare regular and ad-hoc reports for financing banks
You manage group-level reports, including cash flow, financing, and interest reporting
You take responsibility for internal reporting, including compliance monitoring, preparation of liquidity analysis for management, and incident handling

Cash Management

You manage liquidity, including cash pooling, daily payouts, and manual payments
You perform short-term cash forecasting
You administer bank accounts, including account creation and maintenance

Relationship Management

You serve as the primary contact for banks and financial institutions
You manage relationships with service providers

Project Management

You drive and support ongoing treasury projects

That's What You Bring Along

Your Profile

You already have 2-5 years of experience in treasury operations
You have demonstrated experience in cash management
You have strong project management skills
You bring excellent communication abilities in English
You have knowledge of bank account structures and payment formats
You have proven reporting experience to banks and other external and internal stakeholders
You bring previous experience with financing/debt structures
Familiarity with cash management tools such as Serrala is a plus
Understanding of Buy-Now-Pay-Later, Factoring, and/or White Label Payment Solutions is an advantage
You bring a strong proficiency in MS Office, particularly strong Excel and PowerPoint skills
You have business fluent English skills and good German round off your profile

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality.
With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.

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About us

We dare to design the future of payments. Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established in 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label Buy Now Pay Later payments provider in Europe handling over 2.5M transactions per month and we’re constantly growing.

We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous, committed and decisive, warm-hearted and having a will to win.

We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us, you can integrate direct debit, instalments and prepayment. In other words: the favourite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech metropolis (Berlin) we are proud to work with major partners such as Eurowings, Ebay and About You and hundreds more.

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Your application

Thank you for considering a career at Ratepay GmbH. Please fill out the following form. In case you are experiencing problems with the document upload, mail your documents to jobs@ratepay.com.