(Junior) Internal Auditor (m/f/d)

Permanent employee, Full-time · Berlin Hybrid

Your Mission

We are seeking a motivated and detail-oriented (Junior) Internal Auditor (m/f/d) to join our team. In this role, you will be responsible for assessing the design and effectiveness of processes, internal controls, risk management, and compliance across various business functions. You will contribute to the continuous improvement of processes and help ensure operational integrity and regulatory adherence.

Key Responsibilities

Plan and execute internal audits across operational, financial, and compliance areas
Identify control weaknesses and provide actionable recommendations
Prepare clear and concise audit reports for management
Support follow-up activities and monitor the implementation of corrective actions
Collaborate with cross-functional teams to promote a strong control environment
Assist in risk assessments, annual audit planning and regular reporting to senior management

That's What You Bring Along

Professional experience in audit techniques, and risk management, compliance and/or IT auditing
Work experience within the Financial Services industry and knowledge of relevant regulation is a plus
High standards for quality and accuracy in your work
Strong communication and influencing skills, combined with a confident and professional presence
Reliable, self-driven, and excel at finding practical solutions to complex problems
IT knowledge or familiarity with ERP systems (e.g., SAP) and cloud environment is a plus
Fluent in German and English

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.

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About us

We dare to design the future of payments, together. Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade.
Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider, trusted by brands like Eurowings, ZARA, and PUMA.

Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.

At Ratepay, we never stop improving — our products, our processes, and ourselves.
Ready to transform commerce payments with us?

Deine Mission

We are seeking a motivated and detail-oriented Internal Auditor (m/f/d) to join our team. In this role, you will be responsible for assessing the design and effectiveness of processes, internal controls, risk management, and compliance across various business functions. You will contribute to the continuous improvement of processes and help ensure operational integrity and regulatory adherence.

Key Responsibilities

Plan and execute internal audits across operational, financial, and compliance areas
Identify control weaknesses and provide actionable recommendations
Prepare clear and concise audit reports for management
Support follow-up activities and monitor the implementation of corrective actions
Collaborate with cross-functional teams to promote a strong control environment
Assist in risk assessments, annual audit planning and regular reporting to senior management

Das bringst Du mit

Professional experience in audit techniques, and risk management, compliance and/or IT auditing
Work experience within the Financial Services industry and knowledge of relevant regulation is a plus
High standards for quality and accuracy in your work
Strong communication and influencing skills, combined with a confident and professional presence
Reliable, self-driven, and excel at finding practical solutions to complex problems
IT knowledge or familiarity with ERP systems (e.g., SAP) and cloud environment is a plus
Fluent in German and English

Chancengleichheit & Vielfalt

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Über uns

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Your application

Thank you for considering a career at Ratepay GmbH. Please fill out the following form. In case you are experiencing problems with the document upload, mail your documents to jobs@ratepay.com.