Senior Accountant (m/f/d)

Permanent employee, Full-time · Berlin Hybrid

Your Mission

Ratepay is a dynamic and innovative fintech company dedicated to revolutionizing payment solutions in the online retail sector. We empower e-commerce businesses with flexible and secure payment options, allowing them to optimize their revenue streams.

As a Senior Accountant (m/f/d), you’ll be a key player in our accounting team, taking ownership of critical financial tasks while collaborating across departments to ensure accurate and timely financial reporting. You’ll also be the go-to expert for both internal and external audits, helping us maintain compliance and excellence.

Key Responsibilities:

Independently prepare monthly and annual financial statements ( for group and external purposes) with precision and attention to detail according to IFRS and HGB.
Ensure timely and accurate submission of VAT returns, advance VAT returns, recapitulative statements, and other tax returns.
Serve as the key contact for our external Tax consultants.
Take a proactive role in internal and cross-departmental projects, providing your accounting expertise to help drive company initiatives.
Support day-to-day accounting tasks, contributing to the smooth operation of financial processes.
Prepare detailed reports and analyses and respond to ad hoc financial inquiries from various stakeholders.
Support and own the accounting procedures for the smooth operation of the sale of receivables via asset backed securities.
Be responsible for the correct accounting of monthly and yearly payroll bookings as well as correct and timely payout.
Serve as the key contact for internal and external audit-related queries, ensuring transparency and thoroughness.
Support the future ERP implementation and migration to other new software from an accounting and tax perspective.

That's What You Bring Along

Fluency in German and excellent command of English, ensuring clear communication with internal and external stakeholders.
A completed commercial apprenticeship or training as an Accountant, or an equivalent qualification; the qualification of “Bilanzbuchhalter” is an added advantage.
Several years (minium of 5 years) of experience in accounting, with additional exposure to project management being a plus.
Strong knowledge of HGB and IFRS accounting principles, combined with expertise in SAP and MS Office.
Ideally, you have experience with Navision and a good understanding of German VAT law and other tax laws.
Passion for accounting and a commitment to contributing to a fast-growing company with enthusiasm and dedication.
A collaborative, team-oriented attitude, along with the ability to work independently and take ownership of your tasks.
A mindset focused on continuous improvement, service orientation, and going the extra mile to enhance your skills.

Equal Opportunities & Diversity

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.

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About us

We dare to design the future of payments, together. Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade.
Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider, trusted by brands like Eurowings, ZARA, and PUMA.

Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.

At Ratepay, we never stop improving — our products, our processes, and ourselves.
Ready to transform commerce payments with us?

Deine Mission

Ratepay is a dynamic and innovative fintech company dedicated to revolutionizing payment solutions in the online retail sector. We empower e-commerce businesses with flexible and secure payment options, allowing them to optimize their revenue streams. As a Senior Accountant (m/f/d), you’ll be a key player in our accounting team, taking ownership of critical financial tasks while collaborating across departments to ensure accurate and timely financial reporting. You’ll also be the go-to expert for both internal and external audits, helping us maintain compliance and excellence.

Key Responsibilities:

Independently prepare monthly and annual financial statements ( for group and external purposes) with precision and attention to detail according to IFRS and HGB.
Ensure timely and accurate submission of VAT returns, advance VAT returns, recapitulative statements, and other tax returns.
Serve as the key contact for our external Tax consultants.
Take a proactive role in internal and cross-departmental projects, providing your accounting expertise to help drive company initiatives.
Support day-to-day accounting tasks, contributing to the smooth operation of financial processes.
Prepare detailed reports and analyses and respond to ad hoc financial inquiries from various stakeholders.
Support and own the accounting procedures for the smooth operation of the sale of receivables via asset backed securities.
Be responsible for the correct accounting of monthly and yearly payroll bookings as well as correct and timely payout.
Serve as the key contact for internal and external audit-related queries, ensuring transparency and thoroughness.
Support the future ERP implementation and migration to other new software from an accounting and tax perspective.

Das bringst Du mit

Fluency in German and excellent command of English, ensuring clear communication with internal and external stakeholders.
A completed commercial apprenticeship or training as an Accountant, or an equivalent qualification; the qualification of “Bilanzbuchhalter” is an added advantage.
Several years (minium of 5 years) of experience in accounting, with additional exposure to project management being a plus.
Strong knowledge of HGB and IFRS accounting principles, combined with expertise in SAP and MS Office.
Ideally, you have experience with Navision and a good understanding of German VAT law and other tax laws.
Passion for accounting and a commitment to contributing to a fast-growing company with enthusiasm and dedication.
A collaborative, team-oriented attitude, along with the ability to work independently and take ownership of your tasks.
A mindset focused on continuous improvement, service orientation, and going the extra mile to enhance your skills.

Chancengleichheit & Vielfalt

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Über uns

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Your application

Thank you for considering a career at Ratepay GmbH. Please fill out the following form. In case you are experiencing problems with the document upload, mail your documents to jobs@ratepay.com.